Credit Education
The Answers You Need to Winn
What is a Credit Score
A credit score is a number ranging from 300-850 that is used by potential lenders to determine credit worthiness. The higher your score is, the more likely you are to be approved for an auto loan, credit card, or mortgage.
Factors such as payment history and length of credit history impact your score. Winn Consulting helps dispute inaccurate information and other negative items so that they can be removed from your report while helping you rebuild positive credit. .
Where can I find my credit reports?
You are entitled a free copy of your credit report from each of the three credit bureaus.These will not show your credit score. This can be obtained by requesting via telephone, on-line, or through the mail through www.annualcreditreport.com or by contacting each of the credit bureaus
Where can I get my credit scores?
You can access both your FICO scores and reports here for a $1. This will allow you to actively monitor your credit at all times.
How long does it take to repair my credit?
As every credit situation is different, our services are personalized for your specific situation. Generally speaking, it is common to begin seeing removals being reported in as little as 45 days.
How can I improve my credit score?
In addition to the services we offer, it is recommended to maintain healthy habits such as paying your bills on time, avoid closing any existing accounts, maintaining credit card usage below 20% and checking your credit reports habitually.